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loan loss provisions

См. также в других словарях:

  • Loan Loss Provisions —    Funds set aside to cover anticipated loan losses. They appear on a bank s income statement as an operating expense …   Financial and business terms

  • non-performing loan — ➔ loan1 * * *    A loan on which neither interest payment nor principal repayment is being made. When a bank has such a loan on its books, it can either write it off against profits immediately or make loan loss provisions ready to make such a… …   Financial and business terms

  • FHA loan — is a federal assistance mortgage loan in the United States insured by the Federal Housing Administration. The loan may be issued by federally qualified lenders.FHA loans have historically allowed lower income Americans to borrow money for the… …   Wikipedia

  • Economic Affairs — ▪ 2006 Introduction In 2005 rising U.S. deficits, tight monetary policies, and higher oil prices triggered by hurricane damage in the Gulf of Mexico were moderating influences on the world economy and on U.S. stock markets, but some other… …   Universalium

  • ДОСТАТОЧНОСТЬ СОБСТВЕННОГО КАПИТАЛА — CAPITAL ADEQUACYСтруктура капитала банков включает в себя собственный капитал и долг. Банки это фин. институты, имеющие большую долю заемных средств, что может сказаться на их жизнеспособности. Более того, банки имеют значительные потенциальные… …   Энциклопедия банковского дела и финансов

  • Bank Capital — The difference between the value of a bank s assets and its liabilities. The bank capital represents the net worth of the bank or its value to investors. The asset portion of a bank’s capital includes cash, government securities and… …   Investment dictionary

  • Allowance For Bad Debt — A valuation account used to estimate the portion of a bank’s loan portfolio that will ultimately be uncollectible. When a loan goes bad, the asset is removed from the books and the allowance for bad debt is charged for the book value of the …   Investment dictionary

  • Income Smoothing — The use of accounting techniques to level out net income fluctuations from one period to the next. Companies indulge in this practice because investors are generally willing to pay a premium for stocks with steady and predictable earnings streams …   Investment dictionary

  • Hana Financial Group — Infobox Company company name = Hana Financial Group, Inc. 하나금융그룹 하나金融그룹 company company type = Public (traded on the Korea Stock Exchange) slogan = Intelligent Banking foundation = 1969 location = flagicon|South KoreaSeoul, South Korea industry …   Wikipedia

  • Noninterest Expense — Fixed operating costs that a financial institution must incur, such as anticipated bad debt provisions. Noninterest expenses can include employee salaries and benefits, equipment and property leases, taxes, loan loss provisions and professional… …   Investment dictionary

  • provision — pro‧vi‧sion [prəˈvɪʒn] noun 1. [uncountable] the act of providing something that someone needs: • the provision of childcare facilities at work • provision for people with disabilities 2. make provision( s) to make plans for future needs: make… …   Financial and business terms

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